Need an appraisal in Lawrence or Douglas County?

Here are the top 7 reasons why KS homeowners order from Golden Appraisal Service:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To cut a monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a KS divorce, where real estate needs to be divided
  7. To settle an estate in KS by determining the true market value of real estate in question

Need help determining the price of your house in or near Lawrence, KS?
Contact Golden Appraisal Service.

At Golden Appraisal Service, we understand the special needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Golden Appraisal Service are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Need to remove PMI?

A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At Golden Appraisal Service, we're experts in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.

Challenge property tax assessments

Lets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Golden Appraisal Service is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Golden Appraisal Service can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for accuracy, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.